Ray Wood Insurance

Ray Wood believes life insurance is like a tree. It starts as a small seed when you first purchase a policy, but with time and care, it grows in value and strength. Like a tree that offers shelter and support to others, life insurance provides financial protection for your loved ones. It requires ongoing attention, such as regular premium payments or policy updates, and though you may not benefit from it directly, its true value is in the security and stability it offers to those you leave behind. Just as a tree becomes more valuable as it matures, so does a well-maintained life insurance policy.

Ray is licensed in Arizona, Massachusetts, Michigan, Nevada, Ohio, and Texas.

About Ray

I was born in Michigan and raised for most of my childhood in Ohio as an only child. From a young age, football was a big part of my life. It taught me the importance of teamwork, discipline, hard work, and treating your teammates like family: values that have stayed with me throughout my life and career.

I've been married for 19 years to my incredible wife, Terri. Together, we've built a life across several states—Michigan, Ohio, Nebraska, and now Arizona.

My first career spanned 15 years in the mental and behavioral health field, working primarily with adolescents. During that time, I helped establish and manage residential treatment centers for at-risk youth with behavioral challenges. I hold an associate degree in Criminal Justice, a bachelors in Behavioral Science, and a masters in Applied Behavior Analysis.

When life shifted, I sought a new path; one that still allowed me to help people, but with the flexibility and freedom of owning my own business. Today, I’m honored to work with families during some of the most difficult moments of their lives. I specialize in life insurance policy reviews and family protection planning.

My goal is to ensure that when the worst happens, families are financially secure and emotionally supported. I review existing policies to make sure they’re set up correctly, so that insurance companies fulfill their promises and families receive the benefits they’re counting on. I’m contracted with multiple companies, allowing me to shop the market to find the best coverage at the most affordable rates.

When I work with a family, I treat them like my own. I handle the calls, the paperwork, the claims, so they can focus on grieving and healing. When the time comes, I submit the death claim on their behalf, ensuring they don’t have to deal with bureaucracy while navigating loss.

This work has become my passion. It’s about more than policies and premiums—it’s about giving families peace of mind and what I like to call a hug from the grave when they need it most.

Contact us

Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!